MORTGAGE FORECLOSURE SALE Default having been made in the payment of the indebtedness secured by that certain mortgage executed by James R. Clos, a single man, originally in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.), on the 28th day of March, 2007, said mortgage recorded in the Office of the Judge of Probate of Cullman County, Alabama, in MTG Book 1514 Page 997, Reformed in Book 1735 Page 532; the undersigned Ocwen Loan Servicing, LLC, as Mortgagee/Transferee, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse at Cullman, Cullman County, Alabama, on February 18, 2015, during the legal hours of sale, all of its right, title, and interest in and to the following described real estate, situated in Cullman County, Alabama, to-wit: All that part of the Southeast Quarter of the Northeast Quarter of Section 27, Township 10 South, Range 3 West, more particularly described as: Beginning at the Southwest corner of said forty; thence North along the West line of said forty 723 feet, more or less, to the South line of a forty foot street thence due East 214.8 feet to the point of beginning of the land herein conveyed; thence continue due East 107.15 feet; thence due South 145 feet; thence due West 107.15 feet; thence due North 145 feet to the point of beginning. Property street address for informational purposes: 193 County Rd 496, Cullman, AL 35055 THIS PROPERTY WILL BE SOLD ON AN “AS IS, WHERE IS” BASIS, SUBJECT TO ANY EASEMENTS, ENCUMBRANCES, AND EXCEPTIONS REFLECTED IN THE MORTGAGE AND THOSE CONTAINED IN THE RECORDS OF THE OFFICE OF THE JUDGE OF PROBATE OF THE COUNTY WHERE THE ABOVE-DESCRIBED PROPERTY IS SITUATED. THIS PROPERTY WILL BE SOLD WITHOUT WARRANTY OR RECOURSE, EXPRESSED OR IMPLIED AS TO TITLE, USE AND/OR ENJOYMENT AND WILL BE SOLD SUBJECT TO THE RIGHT OF REDEMPTION OF ALL PARTIES ENTITLED THERETO. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate. This sale is subject to postponement or cancellation. Ocwen Loan Servicing, LLC, Mortgagee/Transferee Andy Saag SIROTE & PERMUTT, P.C. P. O. Box 55727 Birmingham, AL 35255-5727 Attorney for Mortgagee/ Transferee www.sirote.com/foreclosures 345067 January 15, 22 and 29, 2015
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