MORTGAGE FORECLOSURE SALE Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Regina Young Clements and Jeremy Wayne Clements, wife and husband, originally in favor of Mortgage Electronic Registration Systems, Inc., acting solely as nominee for AFS Financial, Inc., on the 12th day of September, 2007, said mortgage recorded in the Office of the Judge of Probate of Cullman County, Alabama, in Mortgage Book 1537, Page 820; the undersigned M&T Bank, as Mortgagee/Transferee, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse at Cullman, Cullman County, Alabama, on April 29, 2015, during the legal hours of sale, all of its right, title, and interest in and to the following described real estate, situated in Cullman County, Alabama, to-wit: Beginning at the Southwest corner of the Southeast quarter of the Northwest quarter of Section 11, Township 11, Range 3 West; thence North 4 Degrees West 300 feet to the North side of a county road; thence North 42 Degrees 05 Minutes East 329 feet; thence North 71 Degrees 25 Minutes East 208.8 feet to the Southwest corner of a lot and the true point of beginning; thence North 47 Degrees 25 Minutes West 210 feet; thence North 63 Degrees 10 Minutes East 210 feet; thence South 47 Degrees 25 Minutes East 210 feet; thence South 63 Degrees 10 Minutes West 210 feet to the true point of beginning. Property street address for informational purposes: 375 County Rd 468, Hanceville, AL 35077 THIS PROPERTY WILL BE SOLD ON AN “AS IS, WHERE IS” BASIS, SUBJECT TO ANY EASEMENTS, ENCUMBRANCES, AND EXCEPTIONS REFLECTED IN THE MORTGAGE AND THOSE CONTAINED IN THE RECORDS OF THE OFFICE OF THE JUDGE OF PROBATE OF THE COUNTY WHERE THE ABOVE-DESCRIBED PROPERTY IS SITUATED. THIS PROPERTY WILL BE SOLD WITHOUT WARRANTY OR RECOURSE, EXPRESSED OR IMPLIED AS TO TITLE, USE AND/OR ENJOYMENT AND WILL BE SOLD SUBJECT TO THE RIGHT OF REDEMPTION OF ALL PARTIES ENTITLED THERETO. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate. This sale is subject to postponement or cancellation. M&T Bank, Mortgagee/ Transferee Elizabeth Loefgren SIROTE & PERMUTT, P.C. P. O. Box 55727 Birmingham, AL 35255-5727 Attorney for Mortgagee/ Transferee www.sirote.com/foreclosures 277858 March 29, April 5 and 12, 2015
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