To whom it may concern: Notice is hereby given that the report of the Robert F Kraemer Charitable Trust for the calendar year ending December 31, 2014 is on file at the principal office of Community Bank NA, 5 Ford Avenue, Oneonta NY 13820 for inspection during regular business hours by any citizen who requests it within 180 days after the date of publication of this notice. Principal manager of the fund is John Jones, Trust Officer.
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